As more farms open themselves up to visitors for apple picking, hay rides and some extra income, experts are advising owners to take steps to prevent accidents – be they small or fatal… The first key is assessing the risks, said Brian Schilling of Rutgers’ Cooperative Extension in New Brunswick, New Jersey. “If you’ve grown up on a farm you’re sort of blind to a lot of these things,” he said, advising owners to have an extension agent, emergency official or insurance agent walk the farm to identify hazards… The extension also has a safety checklist that reminds farmers to, among other things, designate areas that are closed to the public, train employees to property operate farm machinery, secure and restrict areas that contain chemicals, provide hand-washing or hand-sanitizing stations and have employees assist with parking.